Imagine that your loved one, or you, is living with a physical, mental or intellectual disability.  You discover that your assets you have worked so hard to accumulate, an inheritance, or a financial settlement from a lawsuit could jeopardize your eligibility to...

The Rev. Dr. Leigh Spruill wrote “Roughly twenty-five hundred years ago, the early Greek philosopher Heraclitus famously said, “all is flux; nothing is stationary.” Heraclitus compared life to a flowing river, noting that a person never steps into the same river...

Angela Abraham stated it best when she described autumn as “…our garland, the grand finale of a successful season.  It is the parade we cherish, a grand dance of the foliage that came to brighten our days. It is the time of seeds bequeathed to the soils, of that which...

You may have heard of “Medicaid Spend Down.”  This is when someone must spend their money, down to $2,000, to be able to qualify for government benefits such as SSI (Supplemental Security Income) and Medicaid – to cover their healthcare needs. Instead of having a...

There are six prominent disabilities in Tennessee.  In adults, 14.4% are disabled. Adult disabilities include being able to ambulate (walk), cognitive (mental capacity), hearing, visual, self-care and independent living. Based on Tennessee statistics, 995,000 of the...

  Jason was born with Down’s Syndrome back in 1948. “When I look back at his life, I am so glad I have had so much time with him. He has made my life so beautiful by what I have seen through his eyes.  Now, it is time for me to do something meaningful for Jason”,...

What is something you would like to do this spring? I bet the thought of establishing a trust for your loved one did not cross your mind. Yet, now that you are thinking about this, let’s consider the benefits of special needs trusts and what they can provide someone...

It is February, the month of love.  Are you showing yourself some love? If not, do you know what you are risking? Is your loved one or you living with a physical, mental or intellectual disability or progressive chronic illness?  Without a Special Needs Trust to...

Do not let an inheritance, financial windfall or personal injury settlement disqualify your loved one from the public benefits needed for basic care.  Special Needs Trusts safeguard your loved one’s personal assets and provide for the comforts of life that public...

John’s grandfather had always wanted to financially help his special needs grandson. He thought he was doing the right thing by leaving a lump sum of money, to his grandson, in his will. Yet, circumstances would prove him wrong.  John was surprised when he received an...

Imagine that your loved one, or you, is living with a physical, mental or intellectual disability.  You discover that your assets you have worked so hard to accumulate, an inheritance, or a financial settlement from a lawsuit could jeopardize your eligibility to...