John Toy, Attorney
Darlene A. Kemp, MPH, MBA-HCM
Calling Murfreesboro his home since childhood, Mr. Toy started practicing law in order to make a difference in others’ lives. From Hobgood Elementary to Central Middle and from Riverdale High School to MTSU, Mr. Toy is truly a product of the community. Mr. Toy feels blessed to serve such an amazingly diverse clientele of this rapidly growing city, county, and region.
As an Eagle Scout, Mr. Toy learned the value of serving. Dedicating much of his time to being involved in the community, Mr. Toy is a charter member of the Murfreesboro Downtown Barristers Lions Club, where he serves as First Vice President. Mr. Toy serves on the Board as treasurer of his daughter’s American Heritage Girls Troop and as President of the Board of Directors for Vista Points, Inc.: The Special Needs Trusts & Resource Center. During the Fall and Spring, Mr. Toy coaches his daughter and son’s soccer teams.
Mr. Toy graduated magna cum laude and top of his class from Liberty University School of Law in Lynchburg, VA. While there, Mr. Toy served on Senior Staff of the Law Review, publishing his Comment, Restoring the Gatekeeper: How Illustrative Notice Pleading Can Save the American Judicial System. Mr. Toy was a finalist in the school’s 1L Moot Court competition and served as Chairman of the Alternative Dispute Resolution Board, including competing nationally on the school’s Negotiation Competition team.
He is licensed to practice law in all courts in the state of Tennessee. Mr. Toy is a member of the Rutherford and Cannon County Bar Association, the Tennessee Bar Association, the Murfreesboro Estate Planning Council, Lawyers with Purpose, and the National Academy of Elder Law Attorneys.
Mr. Toy is a recognized speaker on Elder Law topics. In addition to local speaking engagements to community groups, he has given continuing legal education presentations to other attorneys at the Tennessee Bar Association’s Elder Law Forum, the Upper Cumberland Adult Abuse Coalition annual meeting, and the Murfreesboro General Sessions Civil Court Annual Update. Mr. Toy currently serves on the Tennessee Bar Association’s Elder Law Section Executive Council.
Loretta Lynn Leda
Darlene Kemp is the Executive Director of Vista Points, Inc. - a nonprofit corporation that serves as trustee of pooled, first party and third party Special Needs Trusts. The organization provides education, advocacy and services related to Special Needs Trusts, for people of any age living with a physical, mental, and/or intellectual disability.
Darlene Kemp holds the following degrees:
| • || Masters of Public Health (concentration in Gerontology) from the University of Tennessee, Knoxville|
| • || Masters in Business (concentration in Health Care Management) from the University of Phoenix|
| • || Bachelors degree in Business, Family and Consumer Science (concentration in Gerontology) from the University of Tennessee, Knoxville|
Prior to her current position, Darlene was responsible for the growth and development of the Arthritis Pain and Rehabilitation Center at Easter Seals and was the State Director of Programs and Services for the Arthritis Foundation. Darlene’s professional achievements include over 25 years of experience working in health-related organizations in Tennessee and Kentucky.
Darlene currently serves the community in the following capacity:
| • || Board of Directors member of the Council on Aging of Middle Tennessee|
| • || Board of Directors member of the Rutherford County Tennessee Council on Aging|
| • || Board of Directors member of the Tennessee Disability Coalition|
| • || Mental Health America of Middle Tennessee Education Committee|
| • || Mount Juliet Tennessee Chamber of Commerce|
| • || Lebanon Wilson County Chamber of Commerce|
| • || Senior Services Network|
| • || Intentional Older Adults Ministry Network|
| • || Rutherford Senior Providers Network|
| • || Leadership Council of the Council on Aging of Middle Tennessee|
| • || Council on Aging of Middle Tennessee Administrative Committee|
Being involved in community activities that will better serve the aging population is a purposeful endeavor for Darlene. She has served in volunteer capacity for the Council on Aging for many years and plans to continue her participation for years to come. In her free time, Ms. Kemp enjoys boating, hiking, and gardening.
Public Relations Manager
Lennon Harris, BA
Loretta Lynn Leda is the Public Relations Manager for Vista Points Inc. Loretta is responsible for the marketing of services, brand management, developing awareness, cultivating relationships and disseminating information to the community, regarding the benefits of Special Needs Trusts.
Prior to joining Vista Points Inc., Loretta worked in strategic business development and marketing for several companies. Notably, she worked for Harley Davidson and Chick-fil-A. Loretta owned a successful magazine in Florida and her own marketing agency, representing clients from various industries.
Loretta’s leadership and keen foresight has resulted in companies reaching or exceeding their revenue goals, an increase in customer base, and a growth in brand awareness. This extensive work has earned Loretta several awards. She has more than 20 years management experience in all areas of marketing, public relations and strategic planning.
Passion, for Loretta, has always been with non-profit and community organizations. She has volunteered hundreds of hours over the years, serving in all capacities on boards in the community, including grant acquisition, donor campaigns and event management. Loretta’s greatest strengths are her creativity, drive and strategic planning skills.
“I’m; excited and honored to represent Vista Points, Inc. It gives me a sense of pride to help people and advocate for those who need our services. I look forward to meeting with those with special needs, their caregivers, professionals and other people in this industry to serve our community,” states Loretta.
Financial Services Coordinator
Lennon is the Financial Services Coordinator of Vista Points, Inc., overseeing and maintaining all Trust accounts. He also actively participates in various marketing venues to help create awareness of special needs trusts and related services.
After graduating from Brentwood Academy in 1993, Lennon attended the University of Tennessee at Martin where he earned his bachelor’s degree in Business Administration.
Lennon worked for a transportation brokerage company as an accounting clerk for five years. From there, he pursued a career in property management serving as site coordinator to several properties throughout the Nashville/Metropolitan area. Lennon also served as an office manager for a Community High School that focused on children who were alcohol or chemical dependent. Before coming to Vista Points, Lennon worked four years as an accounting executive for a non-for-profit organization in the Nashville area.
In Lennon’s spare time, he enjoys spending time with his son and participating in sporting events.
Susan Harper brings a wealth of administrative skills to Vista Points including excellent customer service and an affinity for helping people. She has two adult daughters and when she is not working, she enjoys gardening, boating and reading. Susan sees first-hand the great benefits of Special Needs Trusts for people of any age who live with a mental, intellectual or physical disability.
Emy Willoughby offers experience in human resource, accounts payable and small business management. She enjoys family time, Florida vacations and outdoor activities with her husband and two children. She also enjoys spinning class and reading. Emy sees the importance of Special Needs Trusts for people of any age who are living with a disability. People can protect their assets to be used for items or services their government benefits do not cover. The beneficiaries receive a good quality of life while their family or caregivers have peace of mind.